CFA and associated organizations, representing millions of consumers across the United States, strongly urge the Senate to support the Stop Errors in Credit Use and Reporting (SECURE) Act, S. 2224. Credit reports and the scores that are generated from them are key factors in obtaining a loan and in the rate that a consumer pays for credit or insurance. They can also affect the ability to get a job, rent an apartment, or obtain utility service. Persistent problems with credit report inaccuracy, well-documented by the Federal Trade Commission and consumer organizations, can have serious detrimental impacts on your constituents’ daily lives, and resolving those problems can be a nightmare.