The Consumer Federation of America (CFA) and Center for Economic Justice (CEJ) issue proposed edits to the National Association of Insurance Commissioners' Suitability Model Regulation for a Best Interest Standard of Care. In these comments, the two consumer groups include a list of the duties and obligations that insurers and producers would have to meet when making recommendations to consumers about life insurance or annuity policies. CFA and CEJ would also prohibit insurers from getting excessive compensation, making misleading statements or omissions, or not acting in their consumers' best interests.