In a letter to the Delaware Automobile Insurance Task Force, the Consumer Federation of America urged the Task Force to adopt major recommendations to reduce auto insurance costs. Auto coverage has been expensive and even unaffordable for major drivers, who struggle to pay their premiums.

Delaware should 1) collect information on the use of socioeconomic characteristics as rating factors in auto insurance and limit or ban their use, 2) establish a low-cost auto insurance program for safe drivers with low incomes, and 3) analyze the profitability of auto insurance companies to determine if insurance rates have become excessive.