In a statement to the Senate Banking Committee, Consumer Federation of America expressed strong support for the critical work underway at the Consumer Financial Protection Bureau to protect consumers from the harmful practices of payday and auto title lenders. CFA urges the Senate Banking Committee to support this and other efforts to protect consumer from abusive lending and oppose any efforts to delay the Bureau’s much-needed rule. The Consumer Federation of America also supports the important consumer financial protection efforts undertaken by the Bureau in other areas addressed in the statements prepared by members of Americans for Financial Reform. Although CFA does not have a position on every consumer regulatory issue discussed by other AFR members, we associate ourselves with other remarks defending the CFPB’s work and structure.