In a letter to Comptroller of the Currency Thomas J. Curry, CFA joins a group of consumer, civil rights, and community organizations are expressing their opposition to the Office of the Comptroller of the Currency's proposal to create new federal nonbank landing charters. These charters would enable companies to avoid state interest rate caps, other state protections, and state oversight. State laws often operate as the primary line of defense for consumers and small businesses; thus, the proposal puts them at great risk.