CFA joined 87 public interest, legal services, consumer, labor, and civil rights organizations in a letter to the House of Representatives in support of HR 2547, a bill that would a wide variety of critical reforms, including:

• Prohibiting the use of confessions of judgment as an unfair credit practice that eliminates notice and the right to be heard;
• Prohibiting certain abusive collection practices directed at service members, including threats to reduce rank or revoke security clearance;
• Requiring discharge of private student loans due to total and permanent disability;
• Prohibiting collection of medical debt for the first two years and credit reporting of debt arising from any medically necessary procedures;
• Requiring debt collectors to obtain consent before using electronic communications and provide written validation notices;
• Amending the FDCPA to expand and clarify coverage, including extending coverage for all federal, state, and local debts collected by debt collectors;
• Adjusting statutory damages in the FDCPA for inflation and indexing them to index for inflation in the future; and
• Clarifying FDCPA coverage for non-judicial foreclosures.