The National Association of Insurance Commissioners (NAIC) Auto Insurance (C/D) Working Group has proposed a data call that would dramatically improve regulators’ ability to assess auto insurance affordability, and that fits precisely with the charge of the Working Group. We have offered a few suggestions to improve the utility of the data call, but we believe that it is very well constructed and should not be altered in any significant way. Most importantly, the data call should remain, as always planned, a request of data directly from individual insurers.

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