The Consumer Federation of America, Center for American Progress, and the Mortgage Finance Working Group commend FHFA for reaching out to stakeholders in a comprehensive way on a topic that plays such a significant role in the ability of America’s families to access affordable credit through the conventional market. Because a discussion about pricing can quickly become quite technical and detailed, we urge you to consider the g-fee issues in the larger context of the role of affordable mortgage credit in building a stronger nation.