CFA joined a coalition letter in sending a follow-up letter to the Consumer Financial Protection Bureau (CFPB) urging the CFPB again to rescind language in its April 1, 2020 Guidance. This letter builds off the earlier letter and explains that the situation has only gotten worse, given the nearly 26,000 more complaints submitted by consumer about delayed or nonexistent responses to credit/consumer reporting disputes. The Guidance permits credit and consumer reporting agencies and information furnishers to exceed the statutory deadlines imposed by the Fair Credit Reporting Act (FCRA) for investigating disputes.